HOW TO REPAY
Repay your borrowed xUSDC to reduce your debt, lower your Borrow APY cost, and improve your Health Factor.
Your debt grows over time as interest accrues. The amount shown in the Repay modal reflects your current real debt including all accrued interest — not just the original borrowed amount.
STEPS
1
GO TO YOUR BORROWS
On the Dashboard under Your Borrows, find your xUSDC debt position. The debt amount shown includes all accrued interest.
2
CLICK REPAY
Click the REPAY button next to xUSDC.
3
ENTER AMOUNT
Enter the amount to repay or click MAX to repay your full outstanding debt. Partial repayments are allowed — you can repay any amount up to your full debt.
4
APPROVE + REPAY (2 TRANSACTIONS)
Like supply, repaying requires two wallet confirmations:
- Step 1 — Approve: Grants the pool permission to pull your xUSDC
- Step 2 — Repay: Transfers xUSDC to clear your debt
5
CHECK HEALTH FACTOR
After repaying, your Health Factor will increase. If you fully repay, HF returns to ∞.
NOTE ON INTEREST
Interest accrues every block. By the time your repay transaction confirms, your debt may be slightly higher than when you opened the modal. The contract automatically caps your repayment to your actual outstanding debt — you will never overpay.