HOW TO SUPPLY
Supply assets to AgentLoan to earn variable APY and use them as collateral to borrow.
What is Supplying?
When you supply assets, they go into the shared lending pool. Borrowers pay interest on what they borrow, and that interest flows back to suppliers proportionally. Your balance grows automatically — no claiming needed.
STEPS
1
GO TO DASHBOARD
Navigate to the Dashboard. Under Assets to Supply, you will see all available tokens and your wallet balance for each.
2
CLICK SUPPLY
Click the SUPPLY button next to the token you want to deposit.
3
ENTER AMOUNT
Type the amount or click MAX to supply your full wallet balance. The modal shows your wallet balance so you know the maximum available.
4
APPROVE + DEPOSIT (2 TRANSACTIONS)
Supplying requires two wallet confirmations:
- Step 1 — Approve: Grants the pool permission to spend your tokens
- Step 2 — Deposit: Transfers your tokens into the pool
5
DONE
Your supplied balance appears in Your Supplies panel with the current APY. Interest starts accruing immediately from the next block.
SUPPORTED ASSETS
| Asset | Decimals | Max LTV | Liq. Threshold | Earns APY |
|---|---|---|---|---|
| xUSDC | 6 | 80% | 85% | ✅ Yes |
| xEURC | 6 | 80% | 85% | ✅ Yes |
| xclrBTC | 8 | 70% | 75% | ✅ Yes |
HOW INTEREST ACCRUES
AgentLoan uses Aave-style scaled balances. When you deposit, your amount is divided by the current liquidityIndex. As borrowers pay interest, the index grows. Your real balance = scaledBalance × currentIndex.
This means your balance grows every block proportional to borrower demand — no manual claiming required.